Overview
The Business Lab Platform is a multi-tenant property management API designed for boutique residential, mixed-use, and HOA properties. The platform powers production deployments at birminghamplace.thebusiness-lab.com and infinitycapital.thebusiness-lab.com, and is available for white-label integration with strategic partners.
Multi-Tenant
Subdomain-per-property routing. Hard data isolation. Onboard a new property in minutes.
Payment Native
Stripe + Plaid built in. HOA invoicing, auto-debit, ACH and card support, webhook-driven reconciliation.
AI Operations
Claude-powered SMS triage, work-order classification, resident assistant. Industry-first for PMS software.
Resident-Facing
13-tab portal. PWA. Push notifications. Self-serve auto-pay. Visitor pre-authorization. Document downloads.
Strategic partners (rewards programs, mortgage servicers, payment processors) integrate via our partner API. Standard turnaround for a pilot integration is 60-90 days at one property, with full multi-property rollout in days thereafter.
Authentication
All API requests use HTTPS. Two authentication models are supported:
Admin API key stable
Server-to-server, full-property scope. Required for partner integrations and admin operations.
X-Admin-Key: bl_[your-admin-key-here]
Supabase JWT (resident scope) stable
End-user authenticated, resident-scope. Used by the resident portal. Verified against the property's Supabase project.
Authorization: Bearer eyJhbGc...
Rate limits
Default: 100 requests/minute per admin key. 30 requests/minute per resident JWT. Partner integrations receive elevated limits on signed agreement.
Properties
A property is the top-level container for tenants, units, work orders, payments, and operational data.
Response 200
{
"data": [
{
"id": "prop_1773430645925",
"name": "Birmingham Place Residential and Commercial",
"address": "401 South Old Woodward Ave",
"city": "Birmingham", "state": "MI", "zip": "48009",
"type": "mixed-use",
"total_units": 75,
"managementCompany": "...",
"created_at": "2025-XX-XXT00:00:00Z"
}
]
}
Tenants & Owners
A tenant record represents either a renter or an owner (with tenantType: "Owner"). Owners use the same record structure but include HOA-specific fields.
hoaFeeMonthly, autoDebitEnabled, autoDebitMethodType, stripeCustomerId.Request body
{
"type": "ach" | "card" | "partner",
"partner_id": "bilt" | "...",
"partner_method_id": "...",
"last4": "1234",
"auto_debit_enabled": true,
"auto_debit_day": 5
}
Invoices & Payments
HOA invoicing is monthly-cron-driven for active owners with configured fees, with manual generation also supported.
status, tenantId, dueDateBefore, dueDateAfter.Request body
{
"tenant_id": "T-1773675414588",
"line_items": [
{ "description": "HOA Assessment — June 2026", "amount": 400.00 }
],
"due_date": "2026-06-10",
"send_now": true,
"charge_automatically": true
}
Response 200
{
"invoice_id": "INV-1700000000000",
"stripe_invoice_id": "in_xxx",
"hosted_url": "https://invoice.stripe.com/...",
"pdf_url": "https://invoice.stripe.com/.../pdf",
"status": "open"
}
Work Orders
Packages
Communications & SMS
The platform includes a Twilio-based two-way SMS system with AI-classified inbound triage. Inbound messages are classified by Claude (maintenance / urgent / payment / question / complaint / general) and routed automatically.
Webhooks stable
Subscribe to platform events. We POST to your registered URL with an HMAC-SHA256 signature header.
Available events
tenant.created tenant.updated tenant.deleted invoice.created invoice.sent invoice.paid invoice.payment_failed invoice.overdue payment_method.attached payment_method.detached work_order.created work_order.assigned work_order.completed package.received package.picked_up visitor.pre_authorized visitor.signed_in visitor.signed_out
Signature verification
const crypto = require('crypto');
const signature = req.headers['x-bl-signature'];
const expected = crypto.createHmac('sha256', WEBHOOK_SECRET)
.update(req.rawBody)
.digest('hex');
if (signature !== expected) return res.status(400).end();
Integration Partners
The Business Lab platform is designed to interoperate with external rewards programs, payment processors, mortgage servicers, and resident-experience apps.
Current integrations
- ● Stripe — Customers, Invoicing, Subscriptions, Webhooks, Customer Portal stable
- ● Plaid — Bank verification via Plaid Link for instant ACH stable
- ● Twilio — Two-way SMS with AI triage stable
- ● Anthropic Claude — Inbound SMS classification + admin AI helper stable
- ● Supabase — Auth, storage, structured data stable
- ● Web Push (VAPID) — Native browser notifications stable
- ● PandaDoc — Contract generation + e-signature stable
Open integration slots
- ● Rewards programs — Bilt Rewards, Mesa, others partner inquiries welcome
- ● Mortgage servicers — UWM, Rocket, others partner inquiries welcome
- ● HOA-specific tools — Reserve study, estoppel cert services roadmap
- ● Accounting — QuickBooks, Xero export roadmap
- ● CRM — HubSpot, Salesforce sync roadmap
- ● Native mobile — iOS / Android app shells roadmap (or partner app)
System status
Operational. Real-time status page coming at status.thebusiness-lab.com.
API 99.9%
Hosted on Netlify Edge Functions globally.
Webhooks 99.9%
Sub-second delivery from event to webhook.
AI services 99.5%
Anthropic Claude — Haiku for triage, Sonnet for higher-fidelity workflows.
Payment rails stable
Stripe production. Plaid production. PCI-conscious architecture (we never touch raw card numbers).
Changelog
2026-05 — HOA & Auto-Debit (v1.0)
Stripe + Plaid integration for monthly HOA invoicing. Tenant-level HOA fee + auto-debit method storage. Monthly cron generates invoices for all active owners. Stripe webhook handler. Customer Portal access.
2026-04 — AI SMS Triage
Inbound resident SMS classified by Claude into maintenance / urgent / payment / question / complaint / general. Auto-creation of work orders from maintenance SMS. Context-aware auto-reply. 93% classification accuracy in production testing.
2026-04 — Resident Portal (13 tabs)
Auto-Pay enrollment, package tracking, visitor pre-authorization, work-order submission, document downloads, announcements, calendar, wellness rewards integration. PWA installable on iOS + Android.
2026-04 — PWA + Web Push
Service worker. VAPID-based push subscriptions. Package-arrival notifications wired end-to-end.
2026-03 — Multi-Tenant Architecture
Subdomain-per-property routing. Independent property data isolation via tenant slug. Concurrent deployment of bl-property-management and infinity-capital-lending.
Partner inquiries
Mortgage servicers, rewards programs, payment processors, and other strategic partners: please contact silvio@bewelllifestylecenters.com directly. We respond within one business day. Standard process: 30-min introductory call → NDA + technical scoping → 60-90 day pilot integration.
For general inquiries, visit thebusiness-lab.com.